Obtain LTC insurance as early in your adult life as possible. As you age and the onset of adverse medical conditions becomes greater, you run the risk that you will not qualify for insurance. While insurance companies often accept pre-existing medical conditions the longer you wait, the more expensive your policy will be and there’s no cost to apply.

Some people ask if they would be better off saving money for long term care rather than investing in insurance. The truth is that it’s very doubtful that an individual or a couple could save enough to equal what an insurance policy would provide. Most important, the entire amount of coverage you select is available from your very first premium should you need it.

© 2006, LTCi Specialists
P.O. Box 2438 Jenkintown, PA 19046
Phone 215.884.5824 Fax 215.884.5825